God is merciful today

I am not losing my Internet service as abruptly and completely as I had originally thought I would. I still have the Web for right now, and I can keep track of such needful things as my bank balance and the weather, but my email through Insight is gone.

Having the Breckenridge office fax my pay stub from RGIS Inventory to the unemployment office worked to release the benefits they had held there for several weeks, but alas, it was the last of my Tier 1 benefits. No more will come until Congress says so.

The replacement for the late Senator John Byrd of West Virginia turned out to be a Democrat, giving them 60 senators and the ability to override a Republican filibuster. No word yet on whether they’ll make the attempt to extend unemployment benefits.

God has been merciful today, allowing me to get away with adding more time to my prepaid cell phone. When I bought it, the $21.35 I spent appeared immediately in my checking account’s pending queue. I had feared it would be processed ahead of the $20 worth of gasoline and two $3.00 food purchases I had made earlier (larger amounts are processed ahead of smaller ones), and ahead of the unemployment money that was still in the queue (deposits are processed last of all).

The cell phone purchase stayed in the pending queue for an extra day, so I can give myself back the $108 of overdraft charges it would have incurred.

A small paycheck from the U.S. Census appeared in the pending queue today, and the available balance looks good. I still contend that the number in my account called “Available Balance” is a baldfaced lie. PNC Bank should not call a deposit available when their depositing policy effectively keeps it off the books for one more business day. If I can’t use the money, I’d rather not know about it.

In any case, the hard choice I have to make is no longer car versus apartment, but Internet versus apartment, and that’s a slightly easier choice to make.

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